Revolving Credit Facility (‘RCF’)

Revolving Credit Facility (‘RCF’)

A Revolving Credit Facility enables a business to access money, as and when required, for certain periods of time. Having access to money as and when you need it could help your business in times of need.

A RCF is a line of credit where the business is able to use the funds when needed. It is usually used for operating purposes and the amount drawn can fluctuate each month depending on the businesses cash flow needs. Revolving Credit Facilities can be taken out by Ltd companies or Sole Traders/Partnerships.

Our competitive finance solutions can help support your business growth. Speak to a member of our team on 01273 961755

How does it work?

Most growing companies suffer growing pains. These can come in the form of finding sufficient funds to pay for stock and work in progress, or the costs of marketing a new product or service and occasionally a debtor who is a slow payer. Any or all of these situations can cause plans to be delayed.

The RCF works exactly in the same way as a traditional bank overdraft and allows growing companies to smooth out the peaks and troughs.

Interest is charged on a daily basis and there is no long-term commitment, so it provides complete flexibility for the borrower.


  • No long-term commitment
  • Almost immediate availability of funds
  • Clear and transparent charges
  • Maximum flexibility

Speak with us directly on 01273 961755

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